QuartlyTax.com

Automated quarterly tax estimates tailored for freelancers – pay exactly what you owe.

Score: 8.1/10FranceMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Freelancers face overwhelming complexity in managing taxes, particularly calculating quarterly estimates and tracking deductible expenses without proper tools.

Solution

Users input income and expenses; the app calculates precise IRS quarterly estimates using current tax brackets. It tracks payments and sends reminders to avoid penalties. Simple dashboard shows year-to-date projections and adjustments in real-time.

Target Audience

Independent freelancers and solopreneurs earning $50K-$200K annually who handle their own US taxes as self-employed contractors

Differentiator

Hyper-focused solely on quarterly estimates with one-click IRS form generation, unlike bloated accounting tools.

Brand Voice

professional

Features

Income/Expense Input

must-have12h

Manual entry or CSV upload for income and deductible expenses.

Quarterly Estimate Calculator

must-have20h

Computes federal + state estimates based on 1040-ES rules, self-employment tax.

Payment Tracker

must-have8h

Logs payments with due date reminders via email.

YTD Projections

must-have15h

Dashboard showing projected tax liability and over/under payments.

IRS Voucher Export

must-have10h

Generates printable 1040-ES payment vouchers.

Expense Categorization

nice-to-have12h

Auto-suggests deduction categories like home office, mileage.

Historical Data Import

nice-to-have10h

One-time import from prior year taxes.

Multi-State Support

nice-to-have15h

Handles state-specific estimates.

Total Build Time: 102 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
annual_income_goalintYes
created_attimestampNo

expenses

ColumnTypeNullable
iduuidNo
user_iduuidNo
amountintNo
categorytextYes
datetimestampNo

Relationships:

  • user_id references users(id)

estimates

ColumnTypeNullable
iduuidNo
user_iduuidNo
quartertextNo
estimated_amountintNo
paid_amountintYes
calculated_attimestampNo

Relationships:

  • user_id references users(id)

API Endpoints

POST
/api/expenses

Add new expense

🔒 Auth Required
POST
/api/estimates/calculate

Compute quarterly estimate

🔒 Auth Required
GET
/api/users/profile

Get user dashboard data

🔒 Auth Required
GET
/api/estimates

List user's estimates

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind CSS + shadcn/ui
Backend
Next.js API routes + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Resend for emailsZod for validation

Build Timeline

Week 1: Setup and auth

30h
  • Project setup
  • User auth
  • Basic dashboard

Week 2: Core calculator

40h
  • Estimate logic
  • Expense CRUD

Week 3: Payments and exports

35h
  • Stripe integration
  • PDF voucher export

Week 4: Polish and launch

25h
  • Reminders
  • Landing page
  • Deploy

Week 5: Nice-to-haves

20h
  • Categorization
  • Imports
Total Timeline: 5 weeks • 160 hours

Pricing Tiers

Free

$0/mo

5 expenses/month

  • 1 quarter estimate
  • Basic tracking

Pro

$20/mo
  • Unlimited estimates
  • Exports
  • Reminders

Premium

$49/mo
  • All Pro
  • Multi-state
  • Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 11002%$40$480
Month 68004%$640$7,680

Unit Economics

$40
CAC
$360
LTV
5%
Churn
92%
Margin
LTV:CAC Ratio: 9.0xExcellent!

Landing Page Copy

Stop Guessing Your Quarterly Taxes

QuartlyTax calculates exact IRS estimates from your income & expenses – save time and avoid penalties.

Feature Highlights

Precise 1040-ES calculations
Real-time projections
Payment reminders
Easy exports

Social Proof (Placeholders)

"'Saved me hours every quarter!' – Jane, Designer"
"'Finally accurate estimates.' – Mike, Consultant"

First Three Customers

Post in r/freelance and r/tax with a free beta invite link; DM 10 Upwork freelancers offering free lifetime Pro access for feedback; share on Indie Hackers with tax season hook.

Launch Channels

Product Huntr/freelancer/smallbusinessIndie HackersTwitter #freelance

SEO Keywords

freelancer quarterly tax calculatorself employed estimated taxes1040-ES calculator freelancers

Competitive Analysis

Keeper Tax

keepertax.com
$20+/mo
Strength

Bank sync

Weakness

Overkill for just estimates

Our Advantage

Simpler, cheaper focus on quarterly calcs only

QuickBooks Self-Employed

quickbooks.intuit.com
$15-30/mo
Strength

Full accounting

Weakness

Complex UI

Our Advantage

Tax-specific, no bloat

🏰 Moat Strategy

Proprietary estimate algorithm tuned to freelancer patterns + data lock-in from historical expenses.

⏰ Why Now?

Rising freelance economy post-COVID + IRS penalty increases make accurate estimates critical.

Risks & Mitigation

legalmedium severity

Tax advice liability

Mitigation

Clear disclaimers + 'not tax advice' everywhere

technicalhigh severity

Calc inaccuracies

Mitigation

Unit tests + CPA validation

marketmedium severity

Low awareness

Mitigation

Targeted Reddit/SEO

Validation Roadmap

pre-build7 days

Survey 50 freelancers on Reddit

Success: 70% confirm pain + would pay $20

mvp14 days

Beta with 10 users

Success: 80% retention week 2

Pivot Options

  • Expand to small teams
  • Add state filing automation
  • International freelancers

Quick Stats

Build Time
160h
Target MRR (6 mo)
$1,000
Market Size
$500.0M
Features
8
Database Tables
3
API Endpoints
4