Insure your Web3 gigs against rugs – pooled protection for freelancers
Web3 freelancers are left unpaid after months of work when crypto projects fail or rug pull.
PayVault creates a community insurance pool where freelancers contribute small fees per project. If a client rugs, approved claims pay out from the pool based on proof of work. Risk scoring predicts safe projects upfront.
Freelancers building for web3 and crypto projects
Decentralized insurance pool governed by freelancers, with AI risk analysis on project wallets
supportive
Analyze client wallet/project for rug risk before accepting gig
Enroll project into pool with small % fee
Upload deliverables and tx proofs for claims
Community votes on valid claims via wallet signatures
Auto-distribute from pool to approved claims
View pool health, contributions, payouts
Track client/freelancer reps for better matching
Notifications for high-risk projects
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | Yes | |
| wallet_address | text | No |
| balance | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| client_wallet | text | No |
| coverage_amount | int | No |
| risk_score | int | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| project_id | uuid | No |
| proof_url | text | No |
| votes_yes | int | No |
| payout_amount | int | Yes |
| approved | bool | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| total_funds | int | No |
| updated_at | timestamp | No |
/api/risk-scanScan wallet/project risk
/api/projects/enrollEnroll in insurance
/api/claimsSubmit claim
/api/claims/:id/voteVote on claim
/api/poolGet pool stats
1 project/mo
5 projects/mo
Unlimited
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 40 | 4% | $48 | $576 |
| Month 6 | 250 | 8% | $600 | $7,200 |
Community-backed coverage pays you when projects fail – scan risks free.
Run Twitter poll on web3 freelance rugs, offer free Pro to first 50 respondents. Join Telegram groups like Web3 Jobs, provide free scans for shoutouts. Target LinkedIn web3 freelancers with rug stories.
Smart contract cover
Not freelance-focused
Tailored for gigs with community voting
Data moat from risk scans and claim history for better predictions
Bear market rugs peaking, freelancers seeking stability amid volatility
Pool insolvency
Cap coverage, reinsurance partners
Vote manipulation
Quadratic voting, sybil resistance
Success: 50% yes at 1% premium
Success: 90% approval rate
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