Stop your secondary wallets from going dormant
Rising mobile money transaction fees and strict biometric/SIM registration rules are forcing Ugandan users to abandon secondary wallets, resulting in 22 million accounts going inactive.
WalletKeep predicts exactly when each of your mobile money accounts will be flagged as inactive under biometric rules and gives you the cheapest possible micro-action to keep them healthy. It consolidates all wallets into one health dashboard with one-tap maintenance USSDs and tracks long-term compliance cost.
Ugandan consumers and small businesses previously maintaining 2+ mobile money wallets across networks for cost optimization and convenience
Predictive inactivity modeling based on each network's exact deactivation algorithms (reverse-engineered from public data and user patterns) — the only proactive wallet fitness coach.
supportive
AI model that forecasts days until each wallet becomes inactive
Generates cheapest possible transaction to reset inactivity clock
Color-coded health scores for all wallets at a glance
Shows upcoming biometric or KYC deadlines per wallet
Records every action taken to keep wallets alive with cost
Shows how much you've spent to keep secondary wallets active vs savings
Scheduled prompts with direct links to registration portals
Allow family members to maintain each other's secondary wallets
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| phone | text | No |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| provider | text | No |
| last_transaction_date | timestamp | No |
| predicted_inactive_date | timestamp | Yes |
| health_score | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| wallet_id | uuid | No |
| amount_ugx | int | No |
| action_type | text | No |
| executed_at | timestamp | No |
| cost_ugx | int | No |
Relationships:
/api/health/predictReturns predicted inactivity dates for all user wallets
/api/maintainRecords a maintenance action and recalculates scores
/api/calendarReturns upcoming compliance deadlines
Basic only
None
6 users
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 680 | 9% | $1,714 | $20,568 |
| Month 6 | 4,600 | 14% | $18,032 | $216,384 |
WalletKeep predicts deactivation dates and gives you the cheapest way to stay compliant — so you never lose a secondary wallet again.
Create a viral thread on Twitter/X and Ugandan Facebook groups showing screenshots of wallets saved from deactivation. Offer lifetime Pro to the first 40 people who share proof they revived a dormant wallet using the beta. Partner with 3 popular 'Mama Mboga' savings groups on WhatsApp who manage many personal wallets.
Simple calendar reminders
No predictive model or cost optimization
Uses actual network deactivation logic and suggests cheapest actions
Longitudinal dataset of wallet activity patterns across thousands of users creates increasingly accurate predictive models that competitors cannot replicate quickly.
The government’s aggressive biometric enforcement campaign in 2024 has suddenly made the 22 million dormant account problem urgent for millions of users who previously ignored it.
Users may not want to pay for maintenance reminders
Show clear monetary value of wallets saved versus cost during onboarding.
Prediction model may have high false positives initially
Start conservative and improve model weekly with user feedback loop.
Success: ≥65% say they would pay monthly to prevent future losses
Success: Average 3.2 wallets protected per user and 40% conversion
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