Prove low risk to insurers—slash premiums with automated repair logs.
Independent auto repair freelancers lose significant profit margins due to high liability coverage costs and complications with insurance claims.
RiskBolt captures job details, safety checklists, and incidents to build a verifiable low-risk profile for freelancers. Share audit-ready reports with insurers to negotiate 30% lower rates. Integrates with calendars for effortless logging, turning daily work into premium savings.
Independent auto repair freelancers working solo or in small operations without shop backing
Blockchain-verified logs for irrefutable insurer proof, not just self-reported data.
friendly
Mobile-first entry for repairs with safety checklists.
Auto-calculates score from logs and incidents.
One-click PDF exports with verified timestamps.
Log near-misses to show proactive safety.
Compare your risk vs. industry averages.
Google Cal integration for auto-logging.
Nudges for log entries and cert renewals.
Estimate savings based on profile.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| risk_score | int | Yes |
| updated_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| safety_score | int | No |
| logged_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| severity | int | No |
| reported_at | timestamp | No |
Relationships:
/api/jobs/logCreate new job entry
/api/profile/calculateRecalc risk score
/api/reports/generateCreate PDF report
/api/incidents/logLog incident
/api/benchmarkIndustry averages
30 jobs/mo
1 report/mo
None
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 70 | 4% | $82 | $984 |
| Month 6 | 500 | 7% | $1,035 | $12,420 |
Easy logging builds verified profiles insurers trust—no more overpaying solos.
Target Reddit r/MechanicAdvice and r/gigeconomy with free profile builds; cold DM Instagram mobile mechanics (search #mobilemechanic); run $50 FB ad to local repair pros for trials.
Diagnostics
No risk profiling
Insurance-specific verified logs
Data network from anonymized risk benchmarks improving value.
Insurers demanding telematics-like proof amid 2024 rate hikes.
Slow monetization pre-logs
Freemium with upsell nudges
Freelancers skip logging
Habit-forming reminders + gamification
Success: 50 signups
Success: 80% daily use
Success: 200 organic visits
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