Optimized payouts from any gateway to your local bank – zero hidden fees.
Freelancers lose significant income to high fees and face restrictive limitations when processing payments from international clients via Stripe and PayPal.
PayoutPro connects to your existing Stripe/PayPal, pools funds, and disburses via cheapest local rails like ACH/SEPA. Freelancers avoid cross-border payout fees eating 3-7%. Instant setup, weekly auto-payouts.
Freelancers serving international clients and billing $5K-50K/month
Payout-only focus with bulk optimization for high-volume freelancers.
professional/supportive
Auto-pull funds from Stripe/PayPal.
Batch and route to lowest-fee bank transfer.
Multi-currency holdings overview.
Weekly/monthly auto-transfers.
Compare actual vs. would-be fees.
Best-rate FX swaps.
Export for taxes.
Push notifications for payouts.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| stripe_id | text | Yes |
| bank_iban | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| currency | text | No |
| amount | int | No |
| updated_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| amount | int | No |
| fee | int | No |
| status | text | No |
| rail_used | text | No |
/api/balances/syncPull from gateways
/api/payoutsRequest payout
/api/payouts/:idTrack status
/api/balancesView holdings
/api/webhooks/stripeEvent handling
Manual payouts
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 40 | 8% | $80 | $960 |
| Month 6 | 250 | 15% | $1,418 | $17,016 |
Auto-optimize transfers to your bank – freelancers save 5% avg on every payout.
Target Stripe Atlas users via Twitter/LinkedIn searches; email Upwork top earners with personalized fee calc demo; join Freelancers Union Discord for beta testers.
Easy setup
High fees
Optimizes across providers
Multi-bank
Slow for some
Auto-best-rail selection
Historical payout data improves optimization accuracy over time.
Freelance platforms pushing Stripe lock-in, but regs favor open banking APIs.
Integration delays
Start with 2 gateways
Hold user funds liability
No holding, instant relay
Sync failures
Retries + alerts
Success: 70% interested
Success: $5K volume
Success: 20% referral rate
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