FeeSlash

Slash international payment fees by 70% for freelancers with smart routing.

Score: 7.8/10AustraliaMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Freelancers lose significant income to high fees and face restrictive limitations when processing payments from international clients via Stripe and PayPal.

Solution

FeeSlash automatically detects client location and routes payments through the lowest-fee gateway like Wise, Payoneer, or local methods. Freelancers create invoices once, and clients pay seamlessly without high Stripe/PayPal cuts. Payouts hit your bank in 1-2 days at minimal cost.

Target Audience

Freelancers serving international clients and billing $5K-50K/month

Differentiator

AI-driven fee optimization per client country, integrating 10+ global rails for true lowest-cost routing.

Brand Voice

friendly/professional

Features

Smart Invoice Creator

must-have12h

Generate invoices with auto-selected payment methods based on client IP/country.

Fee Calculator

must-have8h

Real-time preview of fees and savings before sending invoice.

Multi-Gateway Payouts

must-have15h

Receive in one place, payout via cheapest rail to your bank.

Client Dashboard

must-have10h

Clients view/pay invoices without accounts.

Payment Analytics

must-have10h

Track fees saved, total earnings, and trends.

Auto-Reminders

nice-to-have6h

Email/SMS reminders for overdue invoices.

Tax Compliance

nice-to-have8h

Auto-generate VAT/GST reports.

API Integrations

future12h

Webhook to accounting tools like QuickBooks.

Total Build Time: 81 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
bank_detailsjsonbYes
created_attimestampNo

Relationships:

  • invoices.user_id -> users.id

invoices

ColumnTypeNullable
iduuidNo
user_iduuidNo
client_countrytextNo
amountintNo
statustextNo
created_attimestampNo

Relationships:

  • payments.invoice_id -> invoices.id

payments

ColumnTypeNullable
iduuidNo
invoice_iduuidNo
gateway_usedtextNo
fee_chargedintNo
statustextNo

API Endpoints

POST
/api/invoices

Create new invoice

🔒 Auth Required
GET
/api/invoices/:id

Fetch invoice details

🔒 Auth Required
POST
/api/payments/optimize

Get best gateway for country

🔒 Auth Required
POST
/api/payments/:id/callback

Webhook from gateways

GET
/api/analytics

User payment stats

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe (subs) + Wise/Payoneer APIs
Hosting
Vercel
Additional Tools
Resend (emails)Plausible (analytics)

Build Timeline

Week 1: Core auth & DB setup

20h
  • User signup/login
  • Basic DB schema

Week 2: Invoice creation

25h
  • Invoice UI
  • Fee calculator

Week 3: Payment integrations

30h
  • Wise API mock
  • Payment flow

Week 4: Analytics & payouts

20h
  • Dashboard
  • Payout endpoint

Week 5: Polish & testing

15h
  • Mobile responsive
  • E2E tests

Week 6: Landing & launch

10h
  • Landing page
  • Deploy to prod
Total Timeline: 6 weeks • 130 hours

Pricing Tiers

Starter

$0/mo

No analytics

  • 5 invoices/month
  • Basic fee calc
  • Email support

Pro

$25/mo
  • Unlimited invoices
  • Full analytics
  • Priority support
  • Auto-payouts

Elite

$49/mo
  • All Pro + API access
  • Custom gateways
  • Dedicated support

Revenue Projections

MonthUsersConversionMRRARR
Month 1505%$63$756
Month 630012%$1,080$12,960

Unit Economics

$40
CAC
$360
LTV
5%
Churn
92%
Margin
LTV:CAC Ratio: 9.0xExcellent!

Landing Page Copy

Stop Losing 10%+ to Fees on International Clients

FeeSlash routes payments via the cheapest global rails – save $500+/mo on $5K bills.

Feature Highlights

70% fee reduction avg
1-click invoices
2-day payouts
Works in 150+ countries

Social Proof (Placeholders)

"Saved $1,200 last month! - Alex, Dev"
"Finally no PayPal headaches - Maria, Designer"

First Three Customers

Post in r/freelance and Upwork forums sharing pain point tweet thread; DM 10 high-earning freelancers from Twitter searches for 'freelance fees'; offer free Pro for 3 months in exchange for feedback.

Launch Channels

Product Huntr/freelancer/SaaSIndie HackersTwitter #freelance

SEO Keywords

international freelancer paymentslow fee invoice toolstripe alternative freelancerswise integration invoicing

Competitive Analysis

Stripe Billing

stripe.com/billing
2.9% + $0.30
Strength

Reliable global

Weakness

High fees for int'l

Our Advantage

Fee optimization beats flat rates

Wise Business

wise.com/business
0.4-1%
Strength

Low fees

Weakness

No invoicing

Our Advantage

Full invoice + auto-routing

🏰 Moat Strategy

Data on optimal routes per country builds with usage, creating network flywheel for better predictions.

⏰ Why Now?

Rising freelance economy + volatile FX fees post-2022 inflation make alternatives urgent.

Risks & Mitigation

technicalmedium severity

Gateway API downtime

Mitigation

Multi-provider fallbacks

legalhigh severity

KYC/AML compliance

Mitigation

Partner with licensed PSPs

marketmedium severity

Low adoption of new tools

Mitigation

Free tier + integrations

Validation Roadmap

pre-build7 days

Interview 20 freelancers on fees

Success: 80% confirm >5% loss

mvp30 days

Build core invoice, get 10 beta users

Success: $10K processed

launch14 days

PH launch, track signups

Success: 100 users week 1

Pivot Options

  • Focus on agencies only
  • Add domestic payments
  • Become white-label for platforms

Quick Stats

Build Time
130h
Target MRR (6 mo)
$1,000
Market Size
$5000.0M
Features
8
Database Tables
3
API Endpoints
5